Affordable Care & You

Open enrollment for health insurance coverage options mandated by the Affordable Care Act began October 1, 2013 and ended March 31, 2014. The following Washington Healthplanfinder customers may enroll year-round:

  • Those who qualify for or are renewing Washington Apple Health (Medicaid) coverage
  • American Indians/Alaskan Natives and Indians eligible for services through an Indian health care provider
  • Those enrolling in the Small Business Health Options Program offered in Clark and Cowlitz counties
Certain life events including but not limited to getting married, having a child, moving to a new area or losing health coverage may qualify you for a Special Enrollment period. If you‘re an existing customer, you can report a change through your Washington Healthplanfinder account. If you‘re a new customer, you can apply now to check if you qualify.

Individuals & Families

What coverage can I get?

All-ages Guide to Health Coverage
Use this quick and easy tool from AARP to find out what coverage options to consider. Also available en español.
Frequently Asked Questions About Health Reform
Still have questions? Search or browse these FAQs from the Kaiser Family Foundation for answers.
Get Covered
Read answers from the Federal Government to your basic health insurance questions. Find out what penalties may be incurred for failing to obtain coverage.
Health Law Helper
Use this interactive resource from Consumer Reports to reveal your options. Also available en español
The New Health Care Law & You
Review details and example situations from the Institute of Medicine. For even more information, check out their Questions document.

Is it affordable?

Health Care Calculator
Use this tool to figure out how much health insurance might cost you, and how much tax credit you might expect to offset the cost.
Health Coverage Requirement
Find out if you are required under federal law to obtain health care coverage. Check this flow-chart from Kaiser Family Foundation for quick reference.

How do I get coverage?

Online via Washington Health Plan Finder
This is THE source for health plans and the place for Washington residents to apply for coverage through the Health Benefit Exchange or Medicaid/Apple Health.
You will need the following to apply:
  • Social Security number (or document numbers for legal immigrants) for each household member applying for coverage
  • Date of birth for all applying household members
  • Your household's estimated income
On the Phone, via Toll-Free Customer Support
Call the toll-free customer support line at 1-855-WAFINDER (1-855-923-4633) or TTY/TTD 1-855-627-9604.
In Person with a Navigator
See the list of contract agencies throughout Clark, Skamania & Klickitat counties below.
Almost 65? Sign up for Medicare directly through the Social Security website or get more information and help from the State Insurance Commissioner.

Where can I get more help?

Via telephone or email to Customer Support
Call the toll-free customer support line between 7:30 am and 8:00 pm, Monday through Friday, at 1-855-WAFINDER (1-855-923-4633) or TTY/TTD 1-855-627-9604, or email
In Person with a Navigator
See the list of contract agencies throughout Clark, Skamania & Klickitat counties below.
Trained, In-Person Assisters (aka. Navigators) will make themselves available to you at events and agencies throughout Clark, Skamania & Klickitat counties.
Clark County
Clark County Public Health360-397-8000
Columbia River Mental Health Services360-993-3000
Community Services Northwest360-397-8484
Consumer Voices Are Born (CVAB)360-397-8050
Council for the Homeless360-699-5000
Free Clinic of Southwest Washington360-313-1390
Lifeline Connections360-397-8246
Lutheran Community Services Northwest360-694-5624
PeaceHealth Southwest Medical877-202-3597
Klickitat County
Klickitat Valley Health509-773-4022
NorthShore Medical Group (Klickitat)509-493-2133
Skamania County
NorthShore Medical Group (Skamania)509-427-4212
Skamania County Community Health509-427-3850
Certified Brokers
If you are unable to make a decision or feel you have special circumstances that require guidance, you may need to contact an independent broker or agent. In-Person Assisters and library staff are unable to advise you on choosing a plan.
FVRL provides these resources for informational use only and not as advice. They are not intended as a substitute for consulting an insurance professional.
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Assistance in Libraries


General Information

SBA on Health Care
Read up on how the Affordable Care Act will impact your business, no matter its size.
Washington Health Benefit Exchange FAQs
Learn about how Washington Healthplanfinder makes insurance coverage available to your small business.
Attend Washington Healthplanfinder Business Sessions
Learn about plans for offering small business health coverage through Washington Healthplanfinder Business in 2014 and beyond.

Business Tax Credits

Tax Credit Calculator
Determine what and how many tax credits you may claim when you provide health insurance to employees.
Small Business Health Care Tax Credit
Learn from the IRS how the credit works and how you can claim it.